What to Do in the Face of Sudden Job Loss

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With the current economy, it’s not unthinkable that you could lose your employment. It’s possible that this has even already happened to you. However, now is not the time to give up. You can go places and do things that will make a positive difference for you and your family.

The absolute number one place to start with is your local government unemployment office. It’s likely that you can make your application for benefits online. Whichever way you choose, getting in touch with them is the first thing you need to do. The purpose of the unemployment agency is to administer short-term funds to qualified individuals and in most cases, to help people get other employment.

Many states are now providing programs that extend unemployment benefits so that you will be able to return to school and learn a new trade or skill. Check with your agency representative about any helpful programs they might have going on.

Unemployment benefits may keep you from falling off the cliff for the time being, but they usually fall far short of the paycheck you are used to. But don’t despair–there are a lot of resources and avenues to aid your passage down this difficult period of your life.

Let’s look at a few of the things you can do now:

  1. Cut down your monthly bills. Seriously consider going without a few things until your finances turn around. Look at each of your bills and expenses and if it isn’t necessary for living, discontinue it. No cheating on this exam – you may believe you can’t go on without your satellite tv or your game membership, but the truth is you can.

    See if you can’t save in these areas first:

    • TV service
    • Cell phone and land line phone
    • Texting and related services
    • Transportation
    • Meals out
    • Power use
    • Heating and AC
  2. Plan your meals to cut costs. Between careful menu planning and coordinating coupons with your grocery store’s sale ads, a family of four with a bi-monthly pay check can easily save over $100 every time they go grocery shopping.
    • This won’t just decrease your grocery bill, but may decrease your waistline too! Who’s going to complain about that?
  3. Try being a waiter or waitress. One of the quickest way to make money is to wait tables. It’s not charming or fun, but it’s fast cash, and if summer is coming, a lot of restaurants are adding to their regular staff.
  4. Local organizations. If you are experiencing difficulties and are in need of assistance right now, there is a wide range of local agencies you can turn to for help. The United Way and Salvation Army have locations in most areas and provide a variety of programs that may be able to be of aid to you.
    • Every community has different organizations, so use your search engine or yellow pages to see what yours has to offer.
  5. Governmental organizations. Along with the obvious unemployment agency, most counties have human resources, social services, or health departments that provide help or referrals for help.
  6. Put your stuff up on eBay. Reevaluate the contents of your house, garage, storage unit, or backyard shed. Count the trunks and boxes you have filled with items you’ve forgotten you ever owned! It’s amazing how much people will shell out for what others, you included, might call trash!
  7. Gather your things for a yard sale. You can get ahead on a few bills when you unload furniture, clothes, accessories, and other things you have around that you no longer use that others will buy.
  8. Start an online or local shop for handmade wares. If you are the creative type who is always making something, sell your goods at area craft and farmers’ markets or on eBay or Etsy.

Given a bit of networking, ingenuity, and investigation, your down time is the perfect time to develop some new abilities or transform your existing hobbies and skills into a new and profitable undertaking. Use your ingenuity while enjoying yourself and bring in some extra cash to cover expenses.

This is definitely a blow but it doesn’t have to be disastrous. Make use of these ideas and make the most of the resources you have to minimize adverse effects of job loss. Someday you may reflect on this as the piece of good luck that sent you off into a rewarding new career!

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Exceptional People Magazine is where self empowerment, hope and inspiration happen. I’m Monica Davis the founder of Exceptional People Magazine and my mission is to enhance the quality of life of all people by promoting goodwill, unity and better living through positive media. Through this magazine you will be inspired to reach new heights.

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